First Person: Spending Less, Saving More In Harlem

When it comes to tweaking the household budget to free up cash for unexpected bills, my husband and I have always discovered that the easiest plan is simply to stop spending money.

Sure, there’s always household bills that a family can’t avoid such as housing costs, transportation, groceries, and other essentials. But there is also a whole other tier of household spending that can and should be trimmed, especially in this fickle economy. Continue Reading →